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Coverage that's right for you. Options to choose from include:

  • Roadside Assistance included in every policy
  • New Car Replacement Coverage
  • Rental Reimbursement


99.8%* of customers save money when they

  • Pay for 6 months at a time
  • Purchase 7 days prior to policy start date
  • Avoid gaps in coverage
  • Go paperless


Customer service comes first. We're here to help when you need it most.

  • Backed by Shelter Insurance® and 75+ years of award-winning service
  • Need help? Call, chat, or email us

The Say app has arrived!

Managing your policy can be as easy as ordering pizza on Sunday night.

more about the app

view in Apple Store view in Google Play download in app store download app
  • Get your ID card
  • Make Payments
  • Edit your policy
  • File a claim

Why choose Say?

Save Time

Access your policy, make a payment and file a claim anywhere, anytime online. If you'd like to call, most of our customer calls are resolved within 5 minutes.

Save Money

We skipped the paper-heavy model and opted for online only, so we can keep costs low for you and save some trees while we're at it.

Save Worries

Accidents are stressful. That's why we created a claims process that's quick & easy. File a claim 24 hours a day, 7 days a week by signing in online or by giving us a call at 1-800-225-5729. Either way, we're here for you.

learn about claims

Who are we?

We were created by Shelter Insurance®, with the goal of delivering an online experience that works for you. We strive to make the car insurance process clear and simple by ditching the insurance jargon and giving you the information you need to be confident in your policy choice. So, wave goodbye to insurance worries and say hello to Say!

Where we are:

You can find us in Colorado, Illinois, Indiana, Kansas, Missouri, and Tennessee.

Morgan 05/2022

"Customer service is the best. Always there with straight forward answers. I love the loyalty points and the saving you earn every renewal..."

Taylor 05/2022

"Best insurance company I've ever had by far hands down. Best price, free roadside assistance that I have had to use several times..."

Cassy 04/2022

"I love Say Insurance! So simple and easy. Inexpensive with awesome customer service. Their new app is a great added bonus..."

Bernardo 04/2022

"After leaving my last provider, say insurance has done a great job on being my new provider. Keep up the great work..."

Bill 04/2022

"This is best insurance I’ve ever used , affordable and friendly and they look out for you the customer I promise this is game changer insurance..."

Megan 04/2022

"I have to say I was very skeptical switching to a not so well known insurance company but so far it has been a wise choice that I'm very happy with my..."

Keerthi 02/2022

"In just one word -AMAZING. Affordable for everyone, great customer service and their representatives services. Thanks for the patience in getting my..."

Bill 02/2022

"This is best insurance I’ve ever used , affordable and friendly and they look out for you the customer I promise this is game changer insurance and..."

Crysta 02/2022

"Say Insurance has been my insurance company for 3 years and I have never found any insurance company that could compare to the value and coverage..."

Say Insurance® is backed by Shelter Insurance® and their 75+ years of experience.

Say Insurance® is proud to hold an A+ rating from the Better Business Bureau®.